Short-Term Insurance

The purpose of short-term medical insurance is to provide temporary coverage for a period of 30 days – 11 months in the event you are between permanent health plans. This type of insurance is perfect for families or individuals who might be: between jobs, laid off, looking for a lower-cost alternative to COBRA, recent college graduates, waiting for employer-sponsored coverage, or are temporary/seasonal employees. Our benefits consultants can help you decide if short-term medical insurance is right for you. Please note these plans do NOT meet the minimum essential coverage guidelines under the ACA.

HCC Life Insurance Company Short-Term Medical
HCC Life Insurance Company STM Complete is the affordable solution right for you. It is issued for a pre-determined length of time, and pays benefits up to a $2,000,000 Lifetime Maximum per Covered Person. You can select from a wide range of deductible options to tailor a plan to fit your lifestyle needs and budget!
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